Gift giving to family and loved ones is a holiday tradition. But it can be expensive and a little stressful. This year, try these tips to keep the joy in the holidays:

  • Give do-it-yourself gifts like homemade cookies or hand-knit scarves
  • Make a charitable donation
  • Use coupons and shop the sales
  • Set realistic expectations with your family
  • Avoid credit and use cash or a debit card when possible
  • Start a holiday savings account for next year
  • Don’t buy something just because it’s marked down
Hathaway Adair, P.C. is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This newsletter is for informational purposes and should not be considered legal advice. Please consult Hathaway Adair, P.C. or your own legal counsel for legal help.