Back-to-school means extra expenses for clothes, backpacks and supplies. While starting school is exciting, it often stretches family finances. But, with careful planning, some of the financial stress can be avoided. First, start with what you know you have to spend. School fees, clothes and sports equipment can start the list. Then, look ahead to any other financial obligations coming up like bills, a birthday or the holidays. Now, you’ll have an idea of how much money you’ll need for the school year. Make sure that you keep up with saving and spending. It’s easy to lose track when the family gets busy!

Hathaway Adair, P.C. is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This newsletter is for informational purposes and should not be considered legal advice. Please consult Hathaway Adair, P.C. or your own legal counsel for legal help.