Holiday gift giving can strain finances if you’re on a budget.

But when you think about it, holidays can be more about fun events and family togetherness instead of what’s under the tree.

Putting the focus on family time and making memories can bring real meaning to holiday gatherings. Try cutting down on material gifts and adding the gift of time together. Organize a special outing such as a family hike, ice skating or a movie night complete with popcorn and everyone’s favorite holiday film.

Hathaway Adair, P.C. is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This newsletter is for informational purposes and should not be considered legal advice. Please consult Hathaway Adair, P.C. or your own legal counsel for legal help.